First Time Buyers KFW 300: Great Subsidy for Energy-Efficient Houses in Germany KFW 300 is in principle a very attractive program; it comes with interest rates as low as 0,01 % and very high loan amounts, of up to 270.000 €. You may be able to save 60.000 € in interest payments and even more if you invest the savings. Read more
First Time Buyers 8 Ways to Increase How Much House You Can Afford in Germany Find out how you can increase your affordability in times of high property prices and skyrocketing interest rates, and thus afford your German dream home. Read more
First Time Buyers Helping your kids buy a home in Germany: When is this a good idea? Young adults often struggle with too little equity when trying to buy property in Germany. Learn what options parents have to help. Read more
First Time Buyers High Property Prices: Should I Still Buy a Home in Germany? Property prices in Germany keep rising. We tell you if buying still makes sense at all! Read more
First Time Buyers What’s the role of SCHUFA in getting a mortgage? SCHUFA is Germany's largest credit agency and calculates credit scores that are used by banks when deciding on a mortgage. Read more
First Time Buyers Financing Certificate: Always one step ahead With a financing certificate, you stand out from other prospective buyers. It serves as a confirmation of your financing potential to brokers. Read more
First Time Buyers 10 steps: The notary procedure in Germany explained The notary process to buy a home in Germany with a mortgage is rather complicated, and with plenty of legal jargon. Read more
First Time Buyers KFW loans and conditions for 2024 and how it applies to your German mortgage If you are planning to buy your first existing or new home in Germany, build or buy a new climate friendly home, or renovate a property, you should always take a look at KFW loans and subsidies. Your mortgage advisor should always check if and how much it helps. Read more
First Time Buyers Don't fall for low mortgage rate advertising Interest rates for you mortgage that are too good to be true? There's a hook and we tell you why. Read more
First Time Buyers Building a house in Germany - What you should consider When building a house, you can design the property according to your wishes and you can even get away cheaper. Hypofriend explains to you what you have to consider. Read more
First Time Buyers 10 Tips on How to Negotiate the Purchase Price of a Property You want to negotiate the purchase price for a house or apartment? We give you 10 tips on how to do it and what you need to consider before. Read more
First Time Buyers How couples can split the mortgage cost and value of the house When couples buy a house together, the question often arises how to split the mortgage costs. What you should consider. Read more
First Time Buyers Commitment fee: How much to pay if your new build isn’t ready? With a new build project, you have a tough schedule. That's necessary if you want to avoid paying commitment fees to your bank. Read more
First Time Buyers Buying a new build in Germany Nothing can go wrong with a new build? It's not quite that simple. There are pitfalls waiting here, too. We explain what you need to consider. Read more
First Time Buyers 4 mistakes to avoid with your mortgage in Germany Several studies show: People who buy real estate get wealthier. That's why it's important to avoid some mistakes in your mortgage. Read more
First Time Buyers Berlin Property Prices and District Guide What do you have to consider when buying an apartment in Berlin? Our guide answers the most important questions. Read more
First Time Buyers Sondertilgung: A popular but overrated option Who doesn't like the idea of being able to repay extra on their mortgage? That is what “Sondertilgung” is. But is it a good idea? Read more
First Time Buyers Step-by-step guide: How to buy property in Germany The process of buying property in Germany explained in full detail. Beginning with the search all the way to becoming the legal owner. Read more
First Time Buyers Women are strongly underrepresented in property purchases Women are much less likely to buy real estate than men. That is why we are launching the Hypofreundinnen-Initiative. A network for women. Read more
First Time Buyers These documents you need to apply for a German mortgage Germans banks are very meticulous when it comes to paperwork. Here is a list of all the documents you need to apply for a mortgage. Read more
First Time Buyers Can I get a mortgage with a temporary residence permit? The a short answer is: Yes, it is possible to get approved for a German mortgage as a non-EU citizen with a temporary residence. Read more
First Time Buyers How to get a mortgage in Germany: key decisions and terms This section walks you through the key terminology you need to know when you intend to apply for a mortgage in Germany. Read more
First Time Buyers 8 Tips: How to find a property for sale in Germany If you are looking to buy a property, you should be aware of these eight essential tips on how to find your dream property. Read more
First Time Buyers New real estate commission law: How much to pay? A new law on real estate commission changes the amount of the commission to be paid. Here's what will change at the end of 2020. Read more
First Time Buyers Buying property in Germany: 6 things you need to know In this interview, our partners from BPS dive into the intricacies of viewing properties in Berlin. Here are the top 6 issues to look out for. Read more
First Time Buyers Baukindergeld: Extra benefit for new homeowners with kids Baukindergeld is a state subsidy (12K euros over 10 years per child) for families and single parents who want to buy their first home in Germany. Read more
First Time Buyers 5 reasons why you should consult a mortgage advisor Find out how a mortgage advisor can save you thousands of euros and help you decide what the most optimal mortgage is for you. Read more
